Taking a holistic tax-efficient approach to wealth management

Accountants provide many services and yet the one that resonates with most clients is optimizing taxes. Our collaborative approach typically starts with a tax plan that optimizes tax efficiency and aligns across all aspects of your personal and business goals.

Our financial planners’ prime responsibility is understanding your family’s and business’s unique goals and setting a path to achieve them. We work together with your accountant’s tax plan to implement a comprehensive financial plan that prioritizes tax efficiency while helping you achieve your goals.

Your TriCert Investment Counsel Portfolio Manager’s most important role is to deliver peace of mind while striving to meet your financial plan’s goals and objectives. Peace of mind is all about understanding your unique circumstances, risk capacity, and risk tolerance – not just for each individual, but with a view to the entire household.  That is our household approach to Know Your Client (KYC).

With an understanding of your unique circumstances and risk tolerance of the household, your portfolio manager creates an overall portfolio with an asset allocation – the level of holdings in each asset class – that matches your comfort level.

With an understanding of the various asset classes in your portfolio, alongside a view of your tax plan, your portfolio manager will ensure the proper asset class is placed in the appropriate entity, and individual’s account type to optimize taxes. This is one of the key values of TriCert’s household approach to managing your wealth.

And finally, the actual holdings. Here’s where we utilize our Quality Sector approach to investment management.